Terms of Use | TIWI Protocol

Application: TIWI Protocol
Product Type: Non-Custodial Multi-Chain DeFi Super App
Owner: TIWI Protocol, owned and governed by TIWI Ecosystem
TIWI Protocol: www.tiwiprotocol.xyz
Mobile App Developer and Publisher: CDS Space Branding Agency LTD or CDS Space
Publisher Website: www.cdsspace.pro
Support: info@tiwiprotocol.xyz
Effective Date: August 13, 2026
Last Updated: August 13, 2026

1. Introduction

These Terms of Use govern your access to and use of the TIWI Protocol mobile application.

TIWI Protocol is a non-custodial multi-chain decentralized finance Super App owned and governed by TIWI Ecosystem, a decentralized autonomous organization.

The TIWI Protocol mobile application is developed and published by CDS Space, a digital design and product development company based in Nigeria.

CDS Space acts as the mobile application developer and publisher. Except where expressly stated otherwise, references to "TIWI Protocol", "we", "our", or "the Protocol" in these Terms refer to TIWI Protocol and its applicable decentralized infrastructure.

By downloading, installing, connecting a wallet to, accessing, or using TIWI Protocol, you confirm that you have read, understood, and agreed to these Terms and the TIWI Protocol Privacy Policy.

If you do not agree to these Terms, you should not use the application.

2. Eligibility

You must be at least 18 years old and legally permitted to use blockchain, digital asset, and decentralized finance applications in your jurisdiction.

By using TIWI Protocol, you confirm that:

You meet the applicable minimum age requirement.
Your use of decentralized finance applications is lawful in your jurisdiction.
You are responsible for complying with laws applicable to you.
You will not use TIWI Protocol for unlawful purposes.
You understand the financial and technical risks associated with blockchain technology and digital assets.

3. About TIWI Protocol

TIWI Protocol is a non-custodial, multi-chain decentralized finance Super App.

The mobile application currently provides:

Spot token swaps
Cross-chain swaps
Multi-chain asset interactions
Staking
Staking as a service
Liquidity pools
Liquidity provision
Liquidity farming
Multi-send
Campaign and airdrop infrastructure
Portfolio information
Referral and rebate programs
TIWI AI

4. Self-Custodial and Non-Custodial Architecture

TIWI Protocol is designed to operate on a self-custodial and non-custodial basis.

You remain in control of your connected wallet and digital assets.

Connecting a wallet to TIWI Protocol does not transfer custody, ownership, or control of your wallet assets to TIWI Protocol.

TIWI Protocol does not require you to provide:

Private keys
Seed Phrases
Recovery phrases
Wallet recovery credentials

You should never provide these credentials to TIWI Protocol support, TIWI AI, CDS Space personnel, or anyone claiming to represent TIWI Protocol.

Transactions are authorized through your connected wallet.

Where assets are intentionally deposited into a smart contract, staking pool, liquidity pool, campaign contract, or other supported decentralized infrastructure, those assets become subject to the rules encoded in the relevant smart contract.

5. Your Digital Assets

You retain ownership of the digital assets controlled by your connected self-custodial wallet.

TIWI Protocol provides technology that enables you to interact with supported blockchain networks and smart contracts.

TIWI Protocol does not become the owner of your assets because:

You connect a wallet.
You view assets through the application.
You execute a swap.
You stake assets.
You provide liquidity.
You participate in liquidity farming.
You participate in a campaign.
You use multi-send.

You are responsible for understanding every transaction that you authorize.

6. Responsibility for Your Wallet

You are responsible for maintaining the security of your wallet and mobile device.

Because TIWI Protocol is self-custodial, TIWI Protocol generally cannot:

Recover a lost private key.
Recover a lost Seed Phrase.
Restore access to an external wallet.
Reverse a confirmed blockchain transaction.
Change a blockchain transaction after confirmation.
Recover assets sent to an incorrect address.
Recover assets sent through an incorrect blockchain network.
Stop an unauthorized transaction after it has been confirmed on-chain.

If your wallet credentials are compromised, assets controlled through that wallet may be permanently lost.

7. Blockchain Transactions

Blockchain transactions may be irreversible.

Before signing a transaction, you should review:

Token
Amount
Recipient
Blockchain network
Smart contract
Transaction route
Slippage
Price impact
Network cost
Protocol fee
Token approvals
Other transaction permissions

TIWI Protocol cannot guarantee reversal or recovery of transactions that you authorize through your wallet.

8. Spot Token Swaps

TIWI Protocol enables supported spot token swaps.

Swap execution may depend on blockchain liquidity, smart contracts, routing infrastructure, network conditions, and other decentralized infrastructure.

Displayed quotes may change before execution because of:

Market movement
Slippage
Price impact
Liquidity changes
Network costs
Routing conditions

A displayed quote is not a guaranteed execution price.

9. Cross-Chain Swaps

TIWI Protocol enables supported cross-chain swaps.

Cross-chain transactions may involve multiple networks and decentralized routing mechanisms.

Cross-chain transactions may experience:

Delays
Network congestion
Routing changes
Liquidity limitations
Transaction failures
Smart contract risk
Increased execution costs

Estimated completion times are not guarantees.

10. Multi-Chain Asset Interactions

TIWI Protocol allows users to interact with supported assets across multiple blockchain networks.

Blockchain networks may differ in transaction formats, native gas assets, confirmation mechanisms, wallet standards, and finality.

You are responsible for confirming that the selected blockchain, token, and destination are correct before signing a transaction.

11. Staking

TIWI Protocol enables users to participate in supported staking pools.

Staking may involve risks including:

Smart contract vulnerabilities
Token volatility
Reward depreciation
Liquidity restrictions
Network failure
Pool configuration risk

Displayed APR, APY, and reward estimates are informational estimates and are not guaranteed.

12. Staking as a Service

TIWI Protocol provides infrastructure that enables eligible users and projects to create staking pools.

Pool creators may configure supported parameters including:

Staking token
Reward token
Reward allocation
Pool duration
Supported network
Participant conditions

Pool creators are responsible for information and reward allocations associated with pools they create.

The existence of a staking pool on TIWI Protocol does not constitute an endorsement or guarantee by TIWI Protocol.

13. Liquidity Pools and Liquidity Provision

TIWI Protocol allows users to interact with supported liquidity pools and provide assets to those pools.

Liquidity provision may expose users to:

Impermanent loss
Price volatility
Smart contract risk
Liquidity shortages
Token depreciation
Market manipulation
Network disruption

Assets deposited into liquidity contracts become subject to the operation of those contracts.

14. Liquidity Farming

TIWI Protocol may allow users to participate in liquidity farming using supported liquidity positions.

Rewards may depend on:

Pool participation
Reward allocation
Farming duration
Total liquidity
Token prices
Smart contract conditions

Displayed returns are estimates and are not guaranteed.

15. Multi-Send

TIWI Protocol provides multi-send functionality for sending supported digital assets to multiple blockchain addresses.

You are responsible for verifying all:

Recipient addresses
Networks
Tokens
Amounts
Transaction fees

Transfers sent to incorrect addresses may be permanently unrecoverable.

16. Campaign and Airdrop Infrastructure

TIWI Protocol enables supported campaign and airdrop functionality.

Campaigns may be created by independent individuals, projects, or organizations.

The presence of a campaign on TIWI Protocol does not automatically constitute endorsement, certification, investment advice, or a guarantee by TIWI Protocol.

Campaign participation may be subject to:

Task requirements
Eligibility conditions
Wallet requirements
Participant limits
Automated verification
Anti-fraud controls
Distribution conditions

17. Portfolio Information

TIWI Protocol may display portfolio information derived primarily from publicly available blockchain information.

Displayed portfolio information may include:

Token balances
Estimated asset values
Staking positions
Liquidity positions
Farming positions
Transaction activity

Displayed values may differ from actual execution prices and are provided for informational purposes.

18. Referral and Rebate Programs

TIWI Protocol may operate referral and rebate programs.

Eligibility may depend on:

Qualifying transactions
Referral relationships
Transaction volume
Program level
Applicable claim period
Anti-abuse requirements

Rewards obtained through fraud, artificial volume, bots, Sybil activity, self-referral abuse, or manipulation may be rejected.

19. TIWI AI

TIWI Protocol includes an artificial intelligence assistant known as TIWI AI.

TIWI AI may assist with:

Application navigation
Blockchain information
Market interpretation
Chart interpretation
Digital asset information
Educational information
General DeFi assistance

AI output may be inaccurate, incomplete, or outdated.

TIWI AI does not provide personalized financial, investment, legal, accounting, or tax advice.

Never provide TIWI AI with private keys, Seed Phrases, recovery phrases, or wallet recovery credentials.

20. Advertising and Sponsored Content

TIWI Protocol may display limited sponsored or promotional content.

Sponsored placement does not constitute endorsement, investment advice, or a guarantee by TIWI Protocol.

21. Fees

TIWI Protocol may charge applicable fees for supported functionality, including:

Spot swap fees
Cross-chain fees
Routing fees
Relayer-related fees
Staking service fees
Liquidity-related fees
Campaign fees
Distribution fees

Blockchain network fees may apply separately.

Where technically possible, applicable fees will be displayed before transaction authorization.

22. Risks of Digital Assets and DeFi

Blockchain and decentralized finance involve significant risk.

Risks may include:

Market volatility
Loss of token value
Smart contract vulnerabilities
Network outages
Transaction failures
Liquidity failures
Blockchain congestion
User error
Unauthorized wallet access
Malicious assets
Regulatory changes

You are responsible for determining whether a transaction is appropriate for you.

23. No Financial Advice

TIWI Protocol provides software and decentralized finance infrastructure.

Nothing provided through TIWI Protocol constitutes personalized financial, investment, legal, tax, or accounting advice.

24. User Responsibilities

You are responsible for:

Protecting your wallet.
Protecting your mobile device.
Reviewing transactions.
Verifying addresses.
Reviewing token permissions.
Understanding applicable risks.
Conducting appropriate research.
Complying with applicable laws.
Determining applicable tax obligations.

25. Prohibited Uses

You must not use TIWI Protocol for:

Fraud
Money laundering
Terrorist financing
Sanctions evasion
Phishing
Malware distribution
Exploitation of vulnerabilities
Campaign manipulation
Artificial volume generation
Reward manipulation
Infrastructure interference
Other unlawful activity

26. Intellectual Property

The TIWI Protocol name, brand, application interface, software, documentation, graphics, and other proprietary materials are protected by applicable intellectual property rights.

TIWI Protocol, TIWI Ecosystem, CDS Space, and applicable licensors retain their respective rights in materials they own or license.

Your use of the application does not transfer ownership of those intellectual property rights to you.

27. Mobile Application Availability

TIWI Protocol may receive updates relating to:

Security
Performance
Blockchain compatibility
Feature improvements
Bug fixes
Operating system compatibility
Legal requirements

TIWI Protocol does not guarantee uninterrupted operation.

Blockchain networks and decentralized infrastructure may experience outages or delays independently of TIWI Protocol.

28. Disclaimer of Warranties

To the maximum extent permitted by applicable law, TIWI Protocol is provided on an "AS IS" and "AS AVAILABLE" basis.

TIWI Protocol does not guarantee:

Continuous availability
Successful transaction execution
Profitability
Accuracy of every displayed value
Security of every smart contract
Availability of liquidity
Any particular staking or farming return
Compatibility with every wallet, token, or blockchain

Nothing in these Terms excludes rights or protections that cannot legally be excluded.

29. Limitation of Liability

To the maximum extent permitted by applicable law, TIWI Protocol and persons or entities involved in operating, governing, maintaining, or developing the application are not responsible for indirect, incidental, special, punitive, exemplary, or consequential losses arising from use of the application.

This may include losses resulting from:

User error
Market movement
Incorrect wallet addresses
Incorrect network selection
Compromised wallets
Smart contract vulnerabilities
Blockchain failures
Cross-chain failures
Liquidity losses
Transactions authorized by the user

The self-custodial nature of TIWI Protocol means that users retain control of their wallets and authorize their own blockchain transactions.

Nothing in these Terms excludes liability that cannot legally be excluded.

30. Privacy

Use of the TIWI Protocol mobile application is governed by the TIWI Protocol Privacy Policy.

31. Changes to These Terms

These Terms may be updated to reflect changes to:

TIWI Protocol functionality
Blockchain infrastructure
Security requirements
Legal requirements
Regulatory developments

The latest version will display its effective and last updated dates.

32. Governing Law

These Terms are governed by applicable laws of Nigeria, subject to mandatory rights and protections applicable to users in other jurisdictions that cannot lawfully be waived.

33. Contact

Questions concerning TIWI Protocol or these Terms may be directed to:

TIWI Protocol Owner: TIWI Ecosystem Website: www.tiwiprotocol.xyz Support: info@tiwiprotocol.xyz

Mobile Application Developer and Publisher: CDS Space
Website: www.cdsspace.pro

TIWI PROTOCOL MOBILE APP TERMS OF USE